Stuck with Payment through the Bajaj Finserv EMI Network Card? Know how to Unblock it

Bajaj Finserv EMI Network Card gives individuals a special allowance to buy their favourite items without any hassle. Moreover, they can make their purchase at zero down payments and convert the entire expenses into no-cost EMIs. So, individuals habituated with this card may find themselves in sudden financial mismanagement if their card gets blocked.

However, it is not very difficult to unblock the Bajaj Finserv EMI Network Card. They can get themselves out of this problem by raising Bajaj EMI card unblock request with the help of the Customer portal–Experia quite easily. 

Steps to unblock Bajaj Finserv EMI Network Card

Individuals can unblock their EMI card both online and offline. They need to follow the below-mentioned steps to unblock their payment card online:

Step 1: Visit the Experia portal of Bajaj Finserv

Step 2: Go to the Bajaj Finserv Experia login page. Enter user id and password

Step 3: Find the option named “My Relation”

Step 4: Click on “EMI Network Cards” 

Step 5: Choose the option titled “View All” and select “EMI Card Details”

Step 6: Click on “Unblock” and give the information as asked

Note that individuals must enter their card number for availing of this service.

Now that customers know how to unblock EMI cards online, they may be curious about its offline procedures. So, follow on to know it:

Alternatively, individuals can unblock their cards by contacting their nearby branch of Bajaj Finserv. Then, after attending to the issues faced by customers, representatives will take the necessary initiatives to resolve that. However, this offline application is more hectic and time-consuming than the online process via the Bajaj Finserv customer portal – Experia.

After knowing how to unblock Bajaj Finserv card, one should also be aware of why the Bajaj Finserv may block his/her card. This way, he/she can avoid these factors in future. 

Reasons for which Bajaj Finserv EMI card can get blocked 

Following are the probable causes that may lead to a pause in instant credit facility from this EMI card:

  • Missing timely payments

Customers need to settle every Bajaj Finserv EMI payment on time. If they miss their repayment, it gives a wrong impression to the financial institution. It may deem that those individuals are not credible, and they may default the credit advance. Consequently, Bajaj Finserv may stop facilitating the advantages of their EMI cards.

  • Processing failure of ECS

Electronic Clearance Service or ECS is responsible for automatically debiting the EMI amount from individuals’ bank accounts. Bajaj Finserv does not get the due amount according to the schedule if this agent fails to function correctly. As a result, it can block the EMI cards of those individuals.

Individuals may be unsure what led to the discontinuation of Bajaj Finserv EMI Network card services. For this, they need to either contact a nearby branch or make a query online through the Experia portal. The latter option may be far more convenient for individuals. This is because it comes with several useful features to ease their processes.

Features of Experia portal

Following are some of the salient features of this online portal:

  1. Individuals can learn about their loan details such as interest rate, outstanding loan balance, instalment amount etc.
  2. They can download several certificates and loan-related documents, including account statements and no-objection certificates.
  3. This portal also helps individuals update information such as contact details and addresses.
  4. Customers can view special offers and benefits from this online platform.
  5. They can also purchase phones and other appliances at no down payment from its EMI store.
  6. It helps customers access their personalised pre-approved offers as well.

Thus, individuals can effortlessly unblock the Bajaj Finserv EMI card to repossess its advantages through the customer portal, Experia. This way, they can purchase necessary items and convert it into easy EMI options for better financial benefits.

Also Read: Use of Padho Pardesh Scheme to get education loan for Abroad Studies

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